Mortgage loan

Access Exclusive Mortgage Loan Rates And Start Saving Today!

Compare & Get the Best Mortgage Loan Rates

Our Reviews
IQrate | Mortgage Broker Singapore
5.0
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Buying a home or refinancing?
We’ll find the best mortgage solution for you.

Best Rates Guaranteed

Compare from all banks and financial institutions

Lowest Mortgage Loan Rates
Updated at: 23/10/2025

Refinance
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New Purchase
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New Purchase(BUC)
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Gain access to exclusive mortgage rates and benefits from all our partnered banks and financial institutions. We provide unbiased advice with no obligation and no hidden fees, ensuring you get the best mortgage options tailored to your needs. Our goal is to help you find the perfect loan with complete transparency and the lowest possible rates.

Exclusive Home Loan Benefits

Your savings, our commitment

Enjoy extra cash rewards and home content insurance for every loan size*. Take advantage of our free refinance notification service, where our specialists will secure the best mortgage loan rate offers for you once your property is due for refinancing. This ensures you won’t pay a cent more throughout your entire mortgage repayment journey. With iQrate, you’re always getting the best value.

mortgage loan rate

Your Dream Home Financing Journey Begins Here

Mortgage Refinancing
Buying A New Property

Your Path To Homeownership Starts Here

Own your dream home with an exclusive financing package tailored to you.

Benefits

  • Instant access to In-Principle Approval (IPA) check.
  • Access exclusive and competitive mortgage loan rates tailored to your needs.
  • Dedicated and personalized support from IQrate specialist.
  • Free home content insurance*
  • 100% No obligation and no hidden fees!
mortgage loan singapore
Refinancing A Home Loan

Refinance For Better Savings

Reduce your monthly repayments by refinancing your current mortgage loan and enjoy savings.

Benefits

  • Access exclusive and competitive mortgage loan rates tailored to your needs.
  • Lower monthly home loan instalments.
  • Refinance reminder notification
  • Dedicated and personalized support from IQrate specialist.
  • Free home content insurance*
  • 100% No obligation and no hidden fees!
mortgage loan singapore
Unlocking Funds From Your Property

Access Your Property’s Equity

Unlock equity from your property and withdraw funds for your liquidity needs, without having to sell your home.

Benefits

  • Access exclusive and competitive mortgage loan rates tailored to your needs.
  • Dedicated and personalized support from IQrate specialist.
  • Free home content insurance*
  • 100% No obligation and no hidden fees!

Find the Best Home Loan Deal and Instantly Compare All 16 Banks Now!

IQrate | Mortgage Broker Singapore
5.0
powered by Google

What our users say ⭐⭐⭐⭐⭐

Jeraldine Koh
Such a user friendly tool for anyone who wants to get the best deal for mortgages. 10/10 recommend!
John L
IQ Rate provides a wide range of advanced tools and loan options that are sure to impress. The calculators are comprehensive and easy to use. The platform offers competitive special loan packages and referral programs, it's an all-around great choice.
Audrey Chua
The iQrate app has been a game changer, making mortgage advisory significantly easier for me. The platform is user-friendly, offers a variety of helpful tools, and is always up-to-date. It has streamlined the process of helping my clients refinance and secure new loans. The team is also very helpful whenever I have quries and they always reply very quickly.
James Pang
Application is very informative and up to date. Articles and videos help users to make a more informed decision.
Thomas Po (poixxi)
The iQrate App made my mortgage journey a breeze! It’s user-friendly, and it provided me the best rates tailored to my needs with expert guidance from the team. Smooth, seamless experience. Highly recommended!
Jeremiah Ng
the modern way of getting ur mortgage settled and making some money
Xavier Hartono
Love the service. Love the app. You guys simplified mortgage issues and my heartfelt thanks.
bhanu sharma
Very efficient & swift with processes. Highly recommended.
Peng Peng Ee
It is a seamless application process! I have referred a few of my friends to use the IQrate app for their refinancing. It was a great experience and you can engage an advisor if you wish to save time 🙂
Alarice Foo
Good APP to help find the best home loan interest rate and allow me to save on home loan interest rate. IQrate also help me to save on car insurance renewal.
Wayne Cheong
Am surprise to find the only app that could provide live home loan interest rate in the market as others require to complete a form and wait for a call back. At times, interest rate shown is not updated and is usually higher when I receives the call. Fortunately, i did not experience this with IQrate app as all the requirements are stated clearly and it is accessible 24/7. Navigating the app is so easy with lots of useful information for someone like me with minimal mortgage knowledge. Will definitely share with my friends and family!!!
Silas Tan
10/10 would recommend. Extremely fuss free and transparent. No hidden charges at all. At first I was skeptical of their service but turns out they over delivered on their promise. I would surely recommend them to anyone look for fuss free mortgage advisory.
Christine Ng
10/10 would recommend. Extremely fuss free and transparent. No hidden charges at all. At first I was skeptical of their service but turns out they over delivered on their promise. I would surely recommend them to anyone look for fuss free mortgage advisory.
Dave T
Great experience, good staff support, and user friendly app!
Jason Mah
Thanks for the service! Didn’t know I can save so much for my housing loan monthly repayment. Will continue to look for you guys after my lock in period!! 👍
Berlin Oh
High recommend using iQrate when it comes to financing of home loan. The app is extremely user friendly. It is an unbiased platform that allows users to compare exclusive banks’ rates & helpful broker to provide mortgage advises. I’m also impressed that i’m able to view a comprehensive monthly repayment schedule in just a-few steps!
G MJ
Who knew mortgage advisory would be this easy and it feels like a breeze! It makes my experience super efficient and special thanks to the IQrate amazing people.
Weihan Ong
IQrate has truly exceeded my expectations in every way! The platform is incredibly intuitive and user-friendly, making it easy to navigate and utilize all its features. The insights and analytics provided are top-notch and have significantly improved my decision-making process. Customer support is also outstanding; they are always quick to respond and extremely helpful. I highly recommend Iqrate to anyone looking for a reliable and efficient solution. Five stars well deserved!
James Oon
Used them for the first time and was pleasantly surprised at the results they were able to achieve! Alva provided answers to my queries promptly and correctly and handheld me throughout the whole loan application process and made mortgage loan so EASY!
Chen Junlin Jay
Awesome app. Able to check for exclusive home loan rates from all the banks in sg and apply direct to the bank.

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