🎉 Enjoy rates as low as 3.60% and earn cash rewards up to $8,000!*

🎉 Enjoy rates as low as 3.60% and earn cash rewards up to $8,000!*

Enjoy free 1 year home content insurance for every successful acceptance!

Simplify your mortgage journey with IQrate

Compare home loans from all 16 banks and save on your monthly repayments!

Serviced by a Dedicated Specialist
Access Exclusive Rates from all Banks and Financial Institutions
Provide personalized home loan savings report
Rated 5 stars by all our clients
Total Home Loan Portfolio:
$ 0 +
Loan Application Success Rate
0 %

Featured on

Member of

$0 Fees.

No Obligation.


Partnering with all 16 banks and financial institutions

Why Choose IQrate

Woman looking through the TDSR requirements in preparation for her home loan application in Singapore

Customised Consultations

To maximise your financial goals, our experts will work with you to ensure that your consultation is specifically tailored to meet your needs and wants. We go to great lengths to present you with the best deals and help you break down the various jargons.

Professional and Impartial Financial Advice

Our team of competent specialists have years of experience in the field. We are well-equipped with financial knowledge and are well-versed in answering any queries which you may have. Our unbiased advice ensures that you can make informed decisions.

No More Cumbersome Paperwork

Our team of conscientious specialists will aid you in gathering the cumbersome paperwork and the forms filling. We know exactly what the required documents are. With us, all your paperwork can be completed within minutes, saving you precious time.

👍 Testimonials

What Our Customer Says

han chiang leehan chiang lee
12:31 23 Aug 24
Nicolas is a very professional and friendly mortgage consultant. Although I have also used the services of another major mortgage broker, I am impressed by Nicolas's professionalism and his non-pushy approach. I will definitely engage Nicolas's services again.
Clarrisa TangClarrisa Tang
06:15 15 Jul 24
Alva was super efficient and helpful in securing my home loan.She was prompt in providing me with answers to my queries and very frank in her recommendation.Will 100% recommend Alva to handle your loan application process, making it a breeze and easy for anyone who is clueless.
jeraldine kohjeraldine koh
11:10 30 Jun 24
Such a user friendly tool for anyone who wants to get the best deal for mortgages. 10/10 recommend!
John LJohn L
14:16 27 Jun 24
IQ Rate provides a wide range of advanced tools and loan options that are sure to impress. The calculators are comprehensive and easy to use. The platform offers competitive special loan packages and referral programs, it's an all-around great choice.
Daryl MokDaryl Mok
03:27 27 Jun 24
Nicolas was so helpful and quick to respond with all my queries! Would definitely recommend refinancing with him.
A Google User
A Google User
03:27 27 Jun 24
Nicolas was so helpful and quick to respond with all my queries! Would definitely recommend refinancing with him.
Janice GohJanice Goh
12:54 26 Jun 24
Best rates & great customer service
Audrey ChuaAudrey Chua
11:52 26 Jun 24
The iQrate app has been a game changer, making mortgage advisory significantly easier for me. The platform is user-friendly, offers a variety of helpful tools, and is always up-to-date. It has streamlined the process of helping my clients refinance and secure new loans. The team is also very helpful whenever I have quries and they always reply very quickly.I highly recommend working with iQrate!
Lex WongLex Wong
11:18 26 Jun 24
Helena Leong Han’EnHelena Leong Han’En
10:30 26 Jun 24
Li Ling TanLi Ling Tan
09:49 26 Jun 24
Kristine is friendly, helpful, and answer enquiries promptly when comes to mortgage matter. She even went extra miles to make sure everything went on smoothly and make thing easier to understand. Will definitely recommend her if you have any doubt in mortgage!!
Lee Wen YangLee Wen Yang
07:47 26 Jun 24
Thanks Kristine for helping me with my home loan. She provided me with great answers to all my enquiries and she is very patient towards it. She also help to make a saving towards my refinancing as she is very detailed in the table and letting me know how much I could have!Thanks for the help and will definitely recommend her to friends
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