Here are some common mistakes people make when applying for a home loan in Singapore. This includes both HDB loans and bank loans. ⚠️ Common...

Using a mortgage broker in Singapore offers several advantages, especially if you’re navigating the often complex world of home loans. Here’s a breakdown of the...

For many homeowners in Singapore, the HDB concessionary loan provides stability and familiarity. However, as interest rates change, refinancing to a bank loan can lead...

Buying a home with a partner or family member means sharing ownership and the home loan responsibility. But what happens if one co-owner dies before...

What is TDSR? The Total Debt Servicing Ratio (TDSR) is a rule from the Monetary Authority of Singapore (MAS). It helps make sure borrowers do...

Many parents in Singapore want to support their children in purchasing a property. Parents can help with a home loan in different ways. This depends...

A property equity loan, also known as a term loan or cash-out refinancing, can be a strong financial tool if used wisely. Here’s what you...

1. Housing Loan Eligibility Criteria Basic Requirements To qualify for a home loan, you must: Depending on whether you apply for a bank loan or...

SORA has been drifting lower lately, even though the U.S. Fed hasn’t cut rates. The move is largely about Singapore-specific liquidity and foreign exchange dynamics,...

In Singapore, a Divorce Property Settlement can be complex, especially when a home loan and property ownership are involved. The outcome often depends on whether...

Selling a Property in Singapore (HDB or Private Property): Timeline & Process Guide Whether you are upgrading, right-sizing, or cashing out, selling your home in...

Singapore’s public housing is managed by the Housing & Development Board (HDB). It is an important part of the country’s housing policy. HDB flats are...

With rising property prices and fluctuating interest rates, securing a home loan in Singapore requires careful financial planning. Floating-rate packages provide flexibility and possible savings....

Taking on a Home Loan in Singapore is a big financial decision and for good reason. You’re agreeing to substantial monthly payments and are also...

If you’re a couple looking to buy an HDB flat in Singapore, you may be eligible for various grants under the Enhanced CPF Housing Grant...

What’s Changed: SSD Rates and Holding Period (Effective 4 Jul 2025) The government has gone back to the Seller Stamp Duty (SSD) rules from before...

Understanding the Lagging Effect of Compounded SORA and Why Repayment Changes Catch Many Off Guard As interest rates go down around the world, Singapore’s mortgage...

The U.S. Federal Reserve had not officially cut interest rates by early 2025. However, SORA (Singapore Overnight Rate Average), the benchmark for most floating rate...