An All-in-One app for all your mortgage needs.

We do the research and take the guesswork out, so you can focus on the things that matter.

Access the best home loan rates in Singapore and earn cash rewards at the same time.

Simplify your mortgage journey with IQrate.

Download our App and get started

Here’s what IQrate can do for you

Singapore’s first fintech mortgage platform with self-serviced options

iApply

Apply a home loan for yourself, or on behalf of others, and earn cash rewards upon successful home loan acceptance.

iRefer

Refer loan application to IQrate, and earn cash rewards upon successful home loan acceptance.

iTrack

Monitor home loans and be reminded when it is due for refinancing.

We are the only mortgage platform that allows you to earn cash rewards.
How does it work?

Apply and submit a home loan for yourself or for someone and earn cash rewards of up to 0.1% of the loan amount.

A suite of calculators for all your mortgage needs.

Refer a home loan, and IQrate will handle the loan application for you. Earn cash rewards of up to 0.05% of the loan amount.

A series of resources and training on mortgage.

Monitor and keep track of your home loan. Refinance on time and save with the best interest rates.

FAQs

Your personal dashboard to view and track status of your cash rewards.

IQrate’s dedicated helpline

Home

Your home loan applications

Live home loan rates across all banks in Singapore

Our Mortgage Partners

Apply and refer with confidence with IQrate

Apply For New Home Loan Or Refinance Your Home Loan

Maximise your savings by comparing and getting the best home loan rates for your new home loan or when refinancing your current home loan

Access The Best Home Loan Interest Rates In Singapore

Curated list of home loan rates from partnered banks in Singapore

Best Home Loan Rates At Your Fingertips

Compare offers side-by-side on a single platform

Helpful Tools And Calculators

The IQrate app features calculators for new purchase, refinancing, stamp duty and equity loan

Be Rewarded For Referrals

Apply or refer a home loan and start earning cash rewards upon successful home loan acceptance

Monitor Your Home Loans

An auto-reminder will prompt when your home loan is due and can be refinanced. Don’t lose out on time and money.

Latest Lowest Home loan Rates in Singapore

Updated at: 26/04/2024

New Purchase

From 3.60%

New Purchase (BUC)

From 3.60%

Refinance

From 3.60%

Hear It From Our Trusted Users

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Articles

Woman looking through the TDSR requirements in preparation for her home loan application in Singapore

How TDSR affects your home loan in Singapore 2024

2023 saw a rise in property prices of up to 12% for new private homes and 5% for resale HDB flats. For many Singaporeans who purchased and considered purchasing homes this year, were faced with