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Simplify your mortgage journey with IQrate.

An All-in-One platform for all your mortgage needs.

Partnering banks and
other financial institutions
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Lowest Home Loan Rates

Updated at: 19/11/2024

New Purchase 0.00%
New Purchase (BUC) 0.00%
Refinance 0.00%

Here’s what IQrate can do for you

Singapore’s first fintech mortgage platform with self-serviced options

iApply

Apply a home loan for yourself, or on behalf of others, and earn cash rewards upon successful home loan acceptance.

iRefer

Refer loan application to IQrate, and earn cash rewards upon successful home loan acceptance.

iTrack

Monitor home loans and be reminded when it is due for refinancing.

We are the only mortgage platform that allows you to earn cash rewards.
How does it work?

Apply and submit a home loan for yourself or for someone and earn cash rewards of up to 0.1% of the loan amount.

A suite of calculators for all your mortgage needs.

Refer a home loan, and IQrate will handle the loan application for you. Earn cash rewards of up to 0.05% of the loan amount.

A series of resources and training on mortgage.

Monitor and keep track of your home loan. Refinance on time and save with the best interest rates.

FAQs

Your personal dashboard to view and track status of your cash rewards.

IQrate’s dedicated helpline

Home

Your home loan applications

Live home loan rates across all banks in Singapore

Apply and refer with confidence with IQrate

Apply For New Home Loan Or Refinance Your Home Loan

Maximise your savings by comparing and getting the best home loan rates for your new home loan or when refinancing your current home loan

Access The Best Home Loan Interest Rates In Singapore

Curated list of home loan rates from partnered banks in Singapore

Best Home Loan Rates At Your Fingertips

Compare offers side-by-side on a single platform

Helpful Tools And Calculators

The IQrate app features calculators for new purchase, refinancing, stamp duty and equity loan

Be Rewarded For Referrals

Apply or refer a home loan and start earning cash rewards upon successful home loan acceptance

Monitor Your Home Loans

An auto-reminder will prompt when your home loan is due and can be refinanced. Don’t lose out on time and money.

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Hear It From Our Trusted Users

IQrate | Mortgage Broker Singapore
5.0
powered by Google
han chiang leehan chiang lee
12:31 23 Aug 24
Nicolas is a very professional and friendly mortgage consultant. Although I have also used the services of another major mortgage broker, I am impressed by Nicolas's professionalism and his non-pushy approach. I will definitely engage Nicolas's services again.
Clarrisa TangClarrisa Tang
06:15 15 Jul 24
Alva was super efficient and helpful in securing my home loan.She was prompt in providing me with answers to my queries and very frank in her recommendation.Will 100% recommend Alva to handle your loan application process, making it a breeze and easy for anyone who is clueless.
jeraldine kohjeraldine koh
11:10 30 Jun 24
Such a user friendly tool for anyone who wants to get the best deal for mortgages. 10/10 recommend!
John LJohn L
14:16 27 Jun 24
IQ Rate provides a wide range of advanced tools and loan options that are sure to impress. The calculators are comprehensive and easy to use. The platform offers competitive special loan packages and referral programs, it's an all-around great choice.
Daryl MokDaryl Mok
03:27 27 Jun 24
Nicolas was so helpful and quick to respond with all my queries! Would definitely recommend refinancing with him.
A Google User
A Google User
03:27 27 Jun 24
Nicolas was so helpful and quick to respond with all my queries! Would definitely recommend refinancing with him.
Janice GohJanice Goh
12:54 26 Jun 24
Best rates & great customer service
Audrey ChuaAudrey Chua
11:52 26 Jun 24
The iQrate app has been a game changer, making mortgage advisory significantly easier for me. The platform is user-friendly, offers a variety of helpful tools, and is always up-to-date. It has streamlined the process of helping my clients refinance and secure new loans. The team is also very helpful whenever I have quries and they always reply very quickly.I highly recommend working with iQrate!
Lex WongLex Wong
11:18 26 Jun 24
Helena Leong Han’EnHelena Leong Han’En
10:30 26 Jun 24
Li Ling TanLi Ling Tan
09:49 26 Jun 24
Kristine is friendly, helpful, and answer enquiries promptly when comes to mortgage matter. She even went extra miles to make sure everything went on smoothly and make thing easier to understand. Will definitely recommend her if you have any doubt in mortgage!!
Lee Wen YangLee Wen Yang
07:47 26 Jun 24
Thanks Kristine for helping me with my home loan. She provided me with great answers to all my enquiries and she is very patient towards it. She also help to make a saving towards my refinancing as she is very detailed in the table and letting me know how much I could have!Thanks for the help and will definitely recommend her to friends
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