To find the best mortgage deal through IQrate SG, you can follow these steps:
1. Visit IQrate SG’s Platform
Navigate to their website or mobile platform to explore their mortgage advisory services. IQrate SG specializes in sourcing the most competitive home loan rates from their network of partnered banks in Singapore. They worked with 13 FIs in Singapore to provide you with the best mortgage deals available at the time of request for new purchase of property HDB or private property; completed resale or under construction as well as refinancing. There is also a self-serve version via their mobile platform which is available to you 24/7. This function provides ease of convenience, helps to save time and also allows you to source live information at your fingertips which is super useful for busy personnel who can only find time after a busy day at work.
2. Utilize Their Comparison Tools
IQrate SG provides tools to compare different mortgage packages across banks. These tools allow you to filter by:
- Interest rates (fixed vs. floating)
- Loan tenure
- Processing fees and hidden costs
- Flexibility of repayment terms
3. Get Tailored Recommendations
IQrate SG offers personalized loan matching services. You can input details like:
- Your property type (HDB, condominium, or landed property)
- Your financial profile, including income and debt obligations
- Your preferred loan tenure
- Whether you’re a first-time buyer or refinancing
Their algorithm or mortgage advisors will suggest the best deals tailored to your needs.
4. Schedule a Consultation
IQrate SG provides access to mortgage experts who can guide you through:
- Decoding the fine print in loan agreements
- Understanding Total Debt Servicing Ratio (TDSR) and Loan-to-Value (LTV) limits
- Addressing special considerations for HDB loans, private property loans, or refinancing
5. Leverage Exclusive Promotions
IQrate SG collaborates with banks to offer exclusive mortgage deals. These might include:
- Lower interest rates
- Waived fees
- Cashback offers
- Additional features such as free conversion of package during lock in period.
6. Seamless Application Process
IQrate SG simplifies the loan application process by liaising directly with the banks on your behalf. They help with documentation, ensuring a hassle-free experience whether through their self-serve mobile platform or through engaging their mortgage experts.
Conclusion
IQrate SG combines technology, expertise, and partnerships with top banks to deliver tailored mortgage solutions. By using their platform, you can save time and money while finding the best home loan deal for your needs. There are also functions to help track your next review date so that you will never miss your next review date again and safekeeping of Loan contract from the banks.
Your financial future starts with the right advice
In the ever-evolving landscape of home loans in Singapore, making informed decisions is key to securing your financial future.
Our dedicated team of expert mortgage brokers from IQrate is here to guide you every step of the way. Don’t let uncertainty hold you back; take the first step towards maximizing savings for your mortgage loan, often your largest financial commitment.
Contact us now to schedule a personalised and free consultation.
