IQrate is Singapore’s first mortgage fintech platform, dedicated to improving the mortgage loan experience through smart technology. We are a team of mortgage specialists who recognize the problem, and are committed to transforming challenges faced by users in the mortgage space, and turning it into an opportunity.
We all face issues of varying degrees when we purchase our own homes: the mortgage loan application process is often tedious, confusing, and requires several hours of research. We thought: If only this could all be automated. Buying a property is one of the biggest investments in anyone’s life. When purchasing a property, we would have to consider a mortgage loan.
We want to empower users to be at the heart of the mortgage journey. To help homeowners take control of the mortgage loan process, and save time and effort, with an all-in-one mortgage app at their fingertips.
Leverages AI-powered insights to help you make smarter mortgage decisions.
Access user-friendly guides and mortgage process timelines within the app to stay informed and confident at every step of your journey.
Use our free AI-powered calculators in the app to quickly check your loan eligibility and make informed decisions.
Leverage our powerful SmartMatch AI to instantly find the best rates and packages tailored to your needs, ensuring you get the most competitive options available.
Access real time SORA rates with direct integration with MAS website, providing live, accurate data for your loan decision.
Get live support for your mortgage loan application directly through the app, plus training for seasoned mortgage brokers to navigate the process effortlessly.
At IQrate, your privacy and trust are our top priorities. We are proudly certified under IMDA’s Data Protection Essentials (DPE) program, ensuring compliance with the Personal Data Protection Act (PDPA). This commitment reinforces our dedication to meeting industry standards and safeguarding your personal data. Read our interview with IMDA to learn how we uphold trust through robust data protection: Strengthening Trust with DPE.