Career Opportunity: Join us as an independent mortgage broker today! There are no co-working space fees, sinking funds, subscription fees, or entrance fees. Contact us at 9157 0157.

AI-Powered Smart Aggregation For Financial Products

About us

IQrate is Singapore’s first mortgage fintech platform, dedicated to improving the mortgage loan experience through smart technology. We are a team of mortgage specialists who recognize the problem, and are committed to transforming challenges faced by users in the mortgage space, and turning it into an opportunity.

We all face issues of varying degrees when we purchase our own homes: the mortgage loan application process is often tedious, confusing, and requires several hours of research. We thought: If only this could all be automated. Buying a property is one of the biggest investments in anyone’s life. When purchasing a property, we would have to consider a mortgage loan.

We want to empower users to be at the heart of the mortgage journey. To help homeowners take control of the mortgage loan process, and save time and effort, with an all-in-one mortgage app at their fingertips.

Our Vision

To become the leading digital platform in Asia, where sourcing of financial rates is effortless, AI-driven, transparent and accessible to all.

Our Mission

To empower everyone with a fast, clear and simple journey, through intelligent technology, real-time insights, and a seamlessly connected ecosystem.

Trusted mortgage brokering with certified data protection

At IQrate, your privacy and trust are our top priorities. We are proudly certified under IMDA’s Data Protection Essentials (DPE) program, ensuring compliance with the Personal Data Protection Act (PDPA). This commitment reinforces our dedication to meeting industry standards and safeguarding your personal data. Read our interview with IMDA to learn how we uphold trust through robust data protection: Strengthening Trust with DPE.

Mortgage loan Singapore
Applying for a Home Loan

Why Choose Us for Your Home Loan?

Fast, Simple, and Hassle-Free
We’ll do the heavy lifting on your home loan search. Our Mortgage Broker will explain everything in clear terms and get in touch personally, giving you more time for life’s important moments.
Your Savings, Our Commitment
We compare home loan packages across all banks in Singapore to ensure you get the best possible deal, saving you time, money, and stress.
Free Service. No Fees. No Pressure.
Our service is free for you! We’re paid a standard referral fee by banks so our advice stays independent and focused on getting you the best deal.