Privacy Policy

IQRATE PTE. LTD. (“we” or “us” or “our”) is the operator of https://www.iqrate.io (the “Website”) and the IQrate mobile applications (the “App”), and we are committed to safeguarding your Personal Data (as defined in clause 1 below).

This is how and why IQrate was built. The foundation of making home loans in Singapore an enjoyable and breeze process. Whether you’re a first-time home buyer or a seasoned property owner looking to refinance, IQrate offers a wide range of home loan rates to suit your needs.

This Privacy Policy (together with our Terms of Service https://www.iqrate.io/termsandconditions and any other documents referred to in it) sets out how Personal Data that we collect from you, or that you provide to us, will be used, processed or disclosed by us, including how certain information would be used to personalise advertising directed at you.

COLLECTION OF PERSONAL DATA

You can choose to browse the Website and the App without disclosing your Personal Data. You are not required to provide Personal Data as a condition of using the Website or the App, except as may be necessary for us to be able to provide the Services which you purchase or access through our Website or App, respond to your requests, or in cases where you contact us directly.

When you use our Services, we collect a variety of information from and about you, your devices, and your interaction with the Services. Some of this information identifies you directly or can be used to loosely identify you when combined with other data. Any data, whether true or not, about an individual who can be identified from that data; or from that data and other information to which the organisation has or is likely to have, is considered personal data (“Personal Data”).

By registering and providing your personal data, you consent to the collection, use, disclosure, retention, and processing (“Use”) of your personal data by the account owner(s), organisers, its agents, authorised partners, event sponsors, exhibitors, and services providers, for the purposes indicated in this form/platform and for communicating information about such parties, including their programmes, products and services through the contacts that you have provided. You agree that your personal data may be Used by such parties in accordance with their terms and personal data polices, which are available upon request. You also confirm the accuracy of the information that you have provided and where you have furnished personal data of other individuals that you have obtained consent from them to disclose such information and for their information to be Used by the aforesaid parties.

ACCURACY AND SECURITY

3.1 You should ensure that all Personal Data submitted to us is complete, accurate, true and correct. Failure on your part to do so may result in our inability to provide you with the Services that you have requested.

3.2 We will take reasonable efforts to ensure that your Personal Data is accurate and complete if your Personal Data is likely to be used by us to make a decision that affects you, or disclosed to another organisation. However, this means that you must also update us of any changes in your Personal Data that you had initially provided us with. We will not be responsible for relying on inaccurate or incomplete Personal Data arising from you not updating us of any changes in your Personal Data that you had initially provided us with.

3.3 We will take reasonable technical and organizational precautions to prevent the loss, misuse or alteration of your Personal Data.

WITHDRAWAL OF CONSENT

4.1 You can withdraw your consent by emailing us at [email protected] .

DISCLAIMER

We shall not be liable for any voluntary disclosure of Personal Data by you to other users in connection with the use of the Website or the App, as the case may be.

CONTACT US

Should you require further information about the treatment of your Personal Data by us, please do not hesitate to email us at [email protected]

ACKNOWLEDGEMENT

I hereby accept the Privacy Policy.