Taking on a Home Loan in Singapore is a big financial decision and for good reason. You’re agreeing to substantial monthly payments and are also...

If you’re a couple looking to buy an HDB flat in Singapore, you may be eligible for various grants under the Enhanced CPF Housing Grant...

What’s Changed: SSD Rates and Holding Period (Effective 4 Jul 2025) The government has gone back to the Seller Stamp Duty (SSD) rules from before...

Understanding the Lagging Effect of Compounded SORA and Why Repayment Changes Catch Many Off Guard As interest rates go down around the world, Singapore’s mortgage...

The U.S. Federal Reserve had not officially cut interest rates by early 2025. However, SORA (Singapore Overnight Rate Average), the benchmark for most floating rate...

Refinancing your home loan in 2025 could be one of the smartest financial moves you make if you play it right. With SORA (Singapore Overnight...

Singapore’s private home market has three main areas: the Core Central Region (CCR), which includes key city spots like Marina Bay and Orchard. Rest of...

When buying a home in Singapore, two popular options are Executive Condominiums (ECs) and Private Condominiums. Both offer modern living and condo-style homes. However, they...

Singapore’s home loan interest rates are inherently cyclical, closely mirroring global economic trends and central bank policies. Historically, rates have experienced significant fluctuations in response...

A BUC property is one that developers sell off-plan before it is physically completed. The construction period typically spans 3 to 4 years, during which...

Buying a new home before selling your current one can be hard on your finances. This is especially true for the down payment. This is...

Here’s a simple guide. This will help you understand how to use your CPF Ordinary Account (OA) savings for property purchase in Singapore. This applies...

Let’s take a deep dive to find out how foreigners buy property in Singapore and what you need to know: 1. Loan Eligibility 2. Loan-to-Value...

1. What Is the Deferred Payment Scheme (DPS)? Under Deferred Payment Scheme, you postpone the bulk of your payment and loan drawdown until the project...

Buying a commercial property in Singapore through an investment holding company has many benefits. It is often better than buying it in your personal name....

What is a Credit Score? A credit score is a 4-digit number (usually between 1000 – 2000) that shows how risky you are as a...

Buying a property in Singapore requires a large downpayment. The amount depends on factors like property type, loan eligibility, and how you finance it. Understanding...

Buying a property in Singapore requires a large down payment. The amount depends on factors like property type, loan eligibility, and how you finance it....

In today’s world economy, the economic policies of one country can impact others. This is especially true for large countries like the United States. When...

When financing a property, one of the most crucial decisions is choosing your loan tenure. In Singapore, housing loan tenures can go up to 30...

With property prices rising, securing the lowest housing loan interest rate can lead to significant long-term savings. Singapore has many housing loan packages. The best...

Buying your first home is a major financial decision, and securing the right mortgage loan is crucial. Here’s a step-by-step guide for first time home...

1. Always Review Your Home Loan From Time To Time Homeowners should check the interest rates on their current home loans. They should also look...

Singapore’s home loan interest rates are expected to remain elevated in 2025 compared to pre-pandemic levels. However, there is potential for stabilization or even a...